If your insurance does not include fertility benefits or your benefits are limited, fertility loan options are available to help you afford testing and treatments. These programs include:
Fertility Loan Programs Through:
Health Credit Services (HCS) is a fertility loan partner for patients undergoing treatment who need to finance the cost of infertility treatments.
HCS advantages include:
- A straightforward, quick and easy application process with 60-second pre-qualification
- No application fees
- State-of-the-art internet security to ensure safe and secure data
- Instant loan processing with loan decisions made in seconds
- Low monthly payments with extended terms
- Competitive, fixed rate APRs (Annual Percentage Rates)
- No down payments or pre-payment penalties
- Convenient online portal to access your balance and make payments
IVF Cost Reduction through Donor Program
Approved Split/Shared Donors save $5000 – $7000 on IVF
The Reproductive Medicine Group offers a unique shared egg donation program for patients 33 and younger who are planning to undergo in vitro fertilization (IVF). Female patients diagnosed with:
- tubal factor infertility
- male factor infertility
- or unexplained infertility
may be able to undergo an In Vitro Fertilization (IVF) cycle and donate half of the eggs retrieved to an anonymous recipient couple.
Women who wish to participate as split oocyte donors undergo additional testing and are felt to have a strong potential to produce a high number of good quality eggs during a stimulation cycle.
The recipient couple will pay for approximately half of the IVF cycle, which can be a savings of approximately $5000 to $7000. This significant discount is compensation for your time and effort in your donation of half of your cycle. Many couples who qualify opt to take advantage of the reduced cost of IVF through this program, which makes IVF more affordable.
The program is anonymous; no identifying information is released to either couple. Neither couple will know if the other couple achieved conception.
Shared donation does not affect the chance of pregnancy; rates remain at approximately 60%.
The costs for the IVF cycle for the woman who is donating as well as for the recipient are shared, resulting in considerable savings for both couples.
If interested, please contact the Donor Egg Coordinator at (813) 914-7304 extensions 1245 and 1258.