Financing IVF & Fertility Care

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Understanding Your Financial Options

At The Reproductive Medical Group, we understand that navigating the costs of fertility treatments can be challenging. That's why our financial team is here to support you throughout your entire journey. We're ready to answer your questions and connect you with reputable lenders who can assist you. No matter your unique needs, you can rely on The Reproductive Medical Group to be there for you every step of the way.

How we can help  |  Available financing & loan programs  |  Financing FAQs

Financing IVF and Fertility Treatments: How We Help

The Reproductive Medical Group is here to help you find the best treatments for your needs and family-building goals. We offer a wide range of advanced fertility services, including IUI, IVF, fertility preservation, and more. While prices vary depending on individual treatment plans, you can count on our financial counselors to review all costs with you and guide you in the right direction.

We proudly serve patients throughout the Greater Tampa Bay area and beyond with fertility clinic locations in North Tampa, South Tampa, Clearwater, Brandon, and Wesley Chapel. Contact us today to schedule an appointment.

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Fertility Financing & Loan Programs

We believe that everyone who wants a child should have the opportunity to grow their family and that financial concerns shouldn't stand in the way. We're proud to partner with trusted third-party lenders and financial institutions to support you on your fertility journey.

Our financial team will review your financing options, including single treatment cycles, multi-cycle packages, or medication costs. We're here to answer your questions and address any concerns you have, so you can be confident as you pursue fertility care.

BUNDL

The Reproductive Medical Group proudly partners with BUNDL, a unique program that allows patients to package multiple treatment cycles together into one up-front cost. BUNDL is flexible, giving patients multiple packages to choose from, as well as custom add-ons. BUNDL understands that fertility treatment comes at a significant financial and emotional cost. Their industry-first risk protection plans offer full or partial refunds for unsuccessful treatments (subject to eligibility requirements and additional terms and conditions), so you can minimize your financial burden and focus on building your family.

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CapexMD

Through our partnership with CapexMD, The Reproductive Medical Group offers customized loan programs featuring a variety of loan types and highly competitive rates to help make your financing experience relatively stress-free.

CapexMD’s loan programs cover all fertility treatment options — including fertility medications and genetic testing if necessary — so you can be sure that none of your expenses are left uncovered. Once approved, our financial counselors will work closely with their Fertility Loan Specialists to secure your funds and start treatment right away.

Some of CapexMD’s many advantages include:

  • Specialist in Fertility Financing
  • Highly Competitive Rates
  • Pre-Approval within 24 Hours
  • Highest Confidentiality
  • No Prepayment Penalties
  • Personal Attention
  • Easy and Secure Online Application
  • Flexible Terms
  • No Annual Fees
  • Retain Your Existing Credit Sources

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PatientFI

PatientFi provides stress-free fertility financing solutions for aspiring parents. Each plan is tailored to the individual, with terms that meet their unique needs. All treatments are covered under one easy plan, allowing patients to make steady, affordable monthly payments. Key highlights include:

  • Funding up to $50,000
  • Zero interest* plans available (*No interest if paid in full during the promotional period.)
  • APRs as low as 6.99%
  • Extended terms out to 84 months
  • No hard credit checks, ever
  • No extra or hidden fees

Visit PatientFi's website to learn more.

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Future Family

Future Family aims to help everyone build the family of their dreams by removing the barriers to accessing fertility treatment. They offer loans of up to $50,000 and disburse funds in just a few days. Prequalifying is easy, risk-free, and won't impact your credit score.

You can find out what you're pre-approved for through The Prelude Network’s personalized payment choice tool.

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Lending Club

We offer flexible payment plans through Lending Club Patient Solutions. With Lending Club, patients can finance their treatment and related medications through flexible plans with low fixed rates and monthly payments, no upfront payments, and no prepayment penalties.

Visit LendingClub and complete a short application to determine your fixed rates and monthly payments for Extended Plans. Rest assured that this process will not impact your credit score.

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Fertility Financing & Loans FAQs

  • There’s no one-size-fits-all IVF loan. The best option for you will depend on your personal treatment plan and budget. Our financial team will help you find the most suitable solution for your unique needs.

  • Fertility loans are designed to make treatment more affordable by breaking costs into manageable monthly payments. After applying, you’ll receive a loan offer based on your credit and treatment plan. If approved, funds are typically sent directly to your clinic so you can begin care without delay.

  • Yes — fertility loans can often be applied to a range of services, including IUI, egg or sperm freezing, genetic testing, and medication. Each lender is different, so we’ll help you understand what’s included in the options available to you.

  • It can be. Some lenders offer flexible financing for patients with less-than-perfect credit, though the loan terms may vary. If credit is a concern, we’ll help you navigate the available options and identify a path forward.

  • Once you’ve received your treatment plan, it’s a good time to apply. Knowing the expected costs allows you to request the right amount and avoid delays when you’re ready to move forward.

Learn More About Fertility Financing with The Reproductive Medical Group

If you have questions about the financial aspects of fertility care, you can count on The Reproductive Medical Group to guide you throughout the entire process. Our financial team prioritizes transparency at every stage so that you can make well-informed decisions regarding your care.

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